A smarter way to manage your cash.

Optimize your liquid assets with automated tools, high-level security, and a network of trusted program banks.

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Enhanced Protection

Your peace of mind is our priority. We offer extensive coverage through our network of program banks, ensuring your funds are protected far beyond standard limits.

Zero Hidden Fees

Transparency is at the core of our service. Enjoy a streamlined experience with no monthly maintenance fees and no minimum balance requirements.

Liquid & Accessible

Maintain full control over your capital. Our platform allows for fast transfers, so your money is always available whenever you need it most.

Built on trust and technology.

Betterment uses industry-leading encryption and automated systems to help you achieve your financial goals with confidence.